For mother-to-be and nursing mothers

As per the official website of ESIC, the details of the Maternity Benefit is payable to an insured woman in the following cases subject to contributory conditions:-

1) Confinement-payable for a period of 12 weeks (84 days) on production of Form 21 and 23.

2) Miscarriage or Medical Termination of Pregnancy (MTP)-payable for 26 weeks (182 days) from the date following miscarriage-on the basis of Form 20 and 23.

3) Sickness arising out of Pregnancy, Confinement, Premature birth-payable for a period not exceeding one month-on the basis of Forms 8, 10 and 9.

4) In the event of the death of the Insured Woman during confinement leaving behind a child, Maternity Benefit is payable to her nominee on production of Form 24 (B).

5) Maternity benefit rate is 100 per cent of average daily wages.

In order to avail the maternity benefits, one must keep in mind certain things. They are as follows:

1) The certificate of pregnancy is issued to the insured woman (IW) by doctor (Form 17) and submitted to the branch office

2) The certificate of expected confinement is submitted along with claim (Form 19) for claiming Maternity Benefit commencing before confinement or delivery

3) For claim after confinement/delivery/miscarriage Claim in Form 19 along with certificate of confinement/delivery (Form 18) be made to ESIC branch office​